Applying
We do not require an SSN to apply for a loan with Artisan Endeavors. We look at multiple factors to determine your final loan terms.
Yes! We have created a company that excels at working with foreigners.
If you feel that some information was entered incorrectly, please contact us to make the appropriate changes at +1 (305) 898-5373 or concierge@artisanendeavors.com
This allows us to validate your identity and setup a transfer request for your loan proceeds. This account will also be used for your monthly payments.
Part of our digital closing is for you to complete the process without having to go to a physical notary. We require the camera for the closing to verify your identity. Please contact us if you need assistance.
We require a valid government issued passport to complete the application.
The application takes on average under 10 minutes. Once all documents have been provided, you can expect to be disbursed in under 2 weeks.
It takes 5 minutes to get a pre-qualification. Final approval is conditional on finishing the application and providing supporting documents.
Most complete the application in under 10 minutes, but you have 3 weeks to finalize it. If it is over 2 weeks, we will require you to start from scratch as data is constantly changing.
If you need to cancel your loan application, please contact us at +1 (305) 898-5373 or concierge@artisanendeavors.com
Artisan Endeavors considers many factors in your loan application, including property data. If you are declined, some of our requirements were not met. You can refer to the Statement of Credit Denial, Termination, or Change notice for more details.
Yes, property valuations and approval factors change all the time. Please feel free to try again or contact us for help.
Products
Home Equity Advantage Loans can be used for additional investment or business purpose needs. They are designed to allow you a quick way to access your equity and increase your net worth.
The value of the property is calculated via algorithms and any mortgage debt is subtracted to give us your available equity.
Yes, we offer loans on properties that have first liens already. Our appraisal team will work diligently to see how much you can borrow.
Our max loan amount is $10,000,000, but we review unique situations and the loan amount is based on your home value and personal profile.
Artisan Endeavors has very competitive fixed-rate loan options. We don’t try to complicate the process and want this to be a very simple and positive experience.
Artisan Endeavors offers loan terms of 1, 2, and 30 years options.
Artisan Endeavors only charges a low origination fee at inception and we pay for all closing costs. Other lenders will charge you points, closing costs, attorneys fees, application fees, and many more that come out to over 6% of the loan value.
Yes, in some cases. Having a prepayment option may help to lower your interest rate.
Artisan Endeavors accepts auto-debit payments from the bank account provided during the application.
Please contact us to update your account information and set up the new bank account details.
Artisan Endeavors or one of our designated servicers will service your loan.
Eligibility
Artisan Endeavors offers loans on condos, single-family residences, townhouses, and newly constructed condominiums. The property can be an investment property or a second home. At this time, we are also lending on primary residences.
Artisan Endeavors lends to individuals whose subject properties are held solely or jointly, or by LLCs or corporate entity. We require that you or entity name appear in the county records as the owner of the property.
Artisan Endeavors uses powerful technology and Automated Valuation Model (AVM) appraisals to assess the value of your property. We factor in recent sales, public data records, and housing trends to factor your property’s worth and what we will lend on it.
Yes. However, you must demonstrate an ability to pay all loan payments and have sufficient reserves allocated for each real estate.
Yes, we will require hazard insurance for all properties and flood insurance for properties located in A or V flood zones. We will ask you to provide proof of insurance.
Digital Closing
Artisan Endeavors has implemented the newest technology to make your closing as simple as possible. Gone are the days of complicated meetings and having to fly to the US or visit a US embassy.
We are able to coordinate in person closings if you are in US or can travel to a US embassy in your home country.
Our eNotary will coordinate and connect with you via your computer. It is required to have a camera enabled device as it is a recorded video session. The eNotary will confirm your identity via your passport and ask you some knowledge based authentication questions. Then you will review your closing mortgage documents and electronically sign them. Finally, the eNotary will electronically notarize your documents.
Our closing happens all on your computer and can be completed in under 15 minutes.
Once you have been approved for your loan you will be given the option to schedule your loan closing via online calendar.
Concerns
Please contact us at +1 (305) 898-5373 or concierge@artisanendeavors.com and we will help you immediately.
We apologize for any inconvenience this has caused and we thank you for bringing it to our attention at concierge@artisanendeavors.com
General
We take privacy and your data very seriously. It is one of our highest responsibilities and we have implemented many security protocols to keep your information private.
